Do I Need a Bankruptcy Attorney?

Deciding Whether to Hire a Bankruptcy Lawyer

Whether you are still considering bankruptcy or have already decided to file, you may be wondering whether you need a bankruptcy lawyer to help you through the process. Filing bankruptcy can become complicated quickly and, in some cases, may require you to forfeit assets, including savings or retirement accounts. An experienced attorney is a critical asset to ensure that you do not unnecessarily lose any property or make a filing mistake.

At the Arizona Bankruptcy Center, we will review your assets, debts and income to determine if bankruptcy is right for you. We will also handle your claim quickly and effectively while protecting you against creditors.

Self-Filing Bankruptcy Forms in Arizona

About a third of all bankruptcies are self-filed. You may be able to file using an online service or by obtaining necessary documentation through the government. However, filing bankruptcy without legal advice is a major risk. There is no voluntary dismissal of a bankruptcy case, which means that once your case is filed, the bankruptcy trustee may be able to take your property against your will or — if you filed Chapter 7 bankruptcy — force you into a Chapter 13 payment plan.

In addition to self-filing, there are other options, including document prep services, that require only a baseline fee to file the forms. These services do not provide legal advocacy and are not legally permitted to advise you on any potential pitfalls you may face. It is important to work with an experienced legal team that can protect your rights and effectively file your claim.

Seeking Out Advocacy in Bankruptcy

Frequently, our firm is sought out by individuals who have tried to file on their own as well as those who have tried to use document prep services while filing personal bankruptcy. They may have come up against unexpected complications or, worse, been confronted with additional consequences, such as the loss of assets. Our attorneys will apply all relevant exemptions in your case to protect your home, income and important assets. There are skillful and strategic ways to protect your property, so it is important to work with an advocate who has particular bankruptcy knowledge.

Contact Us for a Free Consultation

If you have questions or are ready for a fresh financial start, contact our firm by calling us toll free at 866-780-4855. You can also submit a question or arrange a free consultation by e-mailing us directly from our website.