One of the greatest threats debt collectors make is that they will garnish your wages to repay your debts. The thought of losing your income to creditors and putting your family's well-being at risk can be stressful and overwhelming. If you have received threats of wage garnishment or you are concerned about creditors taking your income, now is the time to take action. The Arizona Bankruptcy Center focuses exclusively on protecting the financial interests of our clients. We know what it takes to stop garnishment in Arizona.
We will take the time to review your income, assets and debts to develop an appropriate solution for your family. Chapter 7 may allow you to eliminate all unsecured debts. If you do not qualify for Chapter 7, you can file for Chapter 13, which gives you the option of creating a structured payment plan to pay back creditors. In both cases, wage garnishment will cease immediately and creditors must stop all other lawsuits and actions against you.
When a creditor seeks to garnish your wages, your employer will get notice and is supposed to notify you. However, you may get only a few days' notice before your wages are garnished. When unexpected, this can be a serious threat to your financial security and your ability to care for your family. It is important to consult with an attorney as soon as possible. Once your wages are garnished, you may not be able to get them back, so it is important to take action as soon as possible.
If you have questions or are ready for a fresh financial start, contact our wage garnishment lawyers by calling us toll free at 602-GOT-DEBT. You can also submit a question or arrange a free consultation by e-mailing us directly from our website.