Stopping Creditor Harassment
Creditors Who Harass You Can Be Stopped
Phoenix — Chandler — Mesa — Tempe
If you are in good standing with creditors, they typically leave you alone. If you are behind on your payments, even just a few days, can creditors contact you repeatedly at home and at work? Can they retaliate by reporting false information to credit agencies? Can they use profanity, impersonate other parties or threaten arrest?
The answer is basically, no. Federal and state acts and legislation like the Fair and Accurate Credit Transactions Act (FACTA) and the Fair Credit Reporting Act (FCRA) put limits on how far creditors can go to collect debts. Creditors who break collection and contact laws are penalized with fines and, if the violations are severe enough, loss of their business license.
If creditors are harassing you, contact the Law Offices of Jim Olsen.
Are creditors calling you at work, or calling you daily at home? Are creditors talking to your neighbors, family members or your boss? Creditor harassment can be stopped. Call the Law Offices of Jim Olsen at 602-324-7297.
Many creditor harassment techniques are illegal, and even the legal ones create stress for you. If creditors are violating collection laws and filling your life with worry, our attorney team can defend your rights by examining creditor behavior, warning creditors to stop any illegal behavior, and using legal techniques to enforce contact and collection laws.
The most effective way to stop harassment is often to file Chapter 7 bankruptcy. Once your bankruptcy is filed, strict collection and contact laws immediately apply, and your path to a fresh start is largely assured. For more information on your bankruptcy options and laws regarding creditor harassment, contact our firm for a no-charge consultation.
Contact Us
If you have questions regarding creditor harassment and Chapter 7 bankruptcy, contact our firm. We offer free initial consultations and charge reasonable and competitive rates. Our Phoenix office is conveniently located downtown, and our Chandler office is located near the 202 and 101 interchange. Contact a lawyer at our firm online, or call us at 602-324-7297.
We are a debt relief agency. We help Arizona people file for bankruptcy relief under the Bankruptcy Code.
