Foreclosure Actions
Chandler and Phoenix Foreclosure Action Attorneys
When you struggle to make the mortgage payment on your home each month, or fail to make the full mortgage payment at all, it is easy and natural to feel powerless. In addition, when your lender or other financial institution serves you with a foreclosure complaint, it is natural to feel helpless, and to feel that a rapid foreclosure that serves your lender's best interests is inevitable.
When foreclosure looms, you are not powerless. Many legal tools and options, including Chapter 7 bankruptcy, are available that can help you retain your home, significantly lessen your debt load and help you begin a fresh start while keeping your home.
Did You Miss Payments on Your Home? Contact Us to Discuss How You Can Prevent Foreclosure.
Many problematic and risky options are available to homeowners facing a possible foreclosure, including short sales. In a short sale, a mortgage lender takes a property back from its homeowner for less than the amount owed on the loan. Deeds in lieu of foreclosure are similar agreements that allow borrowers to avoid foreclosure by giving the property back to the mortgage lender.
While these options are touted as money-saving options that can spare you the "indignity" of bankruptcy, they are costly and often result in further financial problems and the eventual loss of the home later.
You Have Options. We Can Help.
There is no indignity in bankruptcy. Chapter 7 bankruptcy most often allows you to partially pay off creditors, get your debt to a manageable level and keep a roof over your head and your family. Attorney negotiations with creditors and lenders can also result in flexibility, leniency and the avoidance of foreclosure. The Phoenix and Chandler, Arizona, bankruptcy Law Offices of Jim Olsen have helped dozens of area residents successfully avoid foreclosure.
We understand the extreme emotions that can result from the involuntary loss of a home. We provide skilled, experienced and effective foreclosure defense legal options in a supportive and nonjudgmental environment.
"I feel that Scott knew as much about my situation as I did and that makes a big difference." — Former client
Our firm receives 40 percent of its business from repeat legal services and from referrals from satisfied clients. For a no-charge discussion on how our lawyer team can help you, contact our firm.
Contact Us
If you have questions regarding foreclosure actions defense, contact our firm. We offer free initial consultations and charge reasonable and competitive rates. Our Phoenix office is conveniently located downtown, and our Chandler office is located near the 202 and 101 interchange. Contact us online, call 602-324-7297.
We are a debt relief agency. We help Arizona people file for bankruptcy relief under the Bankruptcy Code.
